Thursday, November 23, 2023

Saturday, May 20, 2023

By Nature Pet Foods Grain Free Dog Food Made in USA [Grain Free Dry Dog Food with Superfood Ingredients for Food Sensitivities and Immune Health], Salmon & Menhaden Fish Meal Recipe, 4 lb. Bag






About this product : 

  • FAMILY OWNED and MADE IN USA – Our pet food is proudly made in the USA. We put only the finest ingredients into our small batches of slow-cooked dog food, so you can trust your pet is getting quality nutrition free from artificial flavors and fillers.
  • BURSTING WITH THE NATURAL GOODNESS OF SUPERFUSION - By Nature was created using an advanced nutritional blend of premium proteins, powerful superfood ingredients, and premium probiotics called SUPERFUSION to ensure pets live the healthiest life possible.
  • POWERFUL SUPERFOOD INGREDIENTS – By Nature recipes include ginger, apple cider vinegar, kelp, pumpkin, spinach, blueberries, and coconut oil. This superfood combination boosts immune systems and provides antioxidants for the eyes, kidney, and liver.
  • SLOW-COOKED GRAIN FREE DOG FOOD – Slow-cooked and handcrafted with the natural goodness of salmon and fish, our dog food never contains corn, wheat, or soy. Our slow-cooking process retains nutrients and flavors to create great tasting kibble dogs crave.
  • WHOLESOME GOODNESS YOUR DOG WILL LOVE, SATISFACTION GUARANTEED – We share our love of food with pets by creating premium pet food recipes at our family-operated facility to keep them happy, healthy, and vibrant because we love pets as much as you do

Wednesday, January 26, 2022

Passing of cheques with endorsements

 


Passing of cheques with endorsements

Endorsement in prima facie order

Before passing a cheque, the cancellation officer shall ensure that the endorsement made thereon is prima facie in order.

Courtesy title not allowed

In case of individuals, it is not accompanied by a courtesy title.

Endorsement to correspond with the name of cheque

In case of individuals, the spellings of the endorsement correspond with the spelling of the name of the payee given on the cheque.

Cheque endorsed by constituted attorney.

In case of individuals, cheque endorsed by a constituted attorney is in fact signed by a constituted attorney to the satisfaction of the bank.

Signature and designation on the follow name of payee

In case of clubs and societies:

·       The name of the payee is followed by the signature and designation of the officer-bearer, endorsing the cheque.

·       If the cheque is payable to the holder of an officer, without specifying the name of  the office bearer, the endorsement includes the signature and the designation of the office bearer such as :

For and on behalf of

Rotary Club

Zaman Murshed

Treasurer.

 

 

Tuesday, January 25, 2022

Cancellation of cheques


 

Cancellation of cheques

 

ü Before verifying a signature on a cheque, cancellation officer shall invariably refer to the specimen signature Card of the drawer of the cheque.

ü In case signature differ, cheques shall not be passed unless drawer confirmation is obtained. However, after returning the cheque, reference should be made to the manager.

ü If parties have changed the style of their signature, fresh signatures shall be obtained on the specimen signature cards approved by the authorized officer along with a letter of request before passing the cheque and the old signature cards should be treated as cancelled giving date retained with the specimen signature cards.

ü Cancellation officer should not pass any cheque unless the cheque is posted in the core banking software.

ü The cancellition shall be done by waving a red line across the signature of the drawer of the cheque. The cancellation officer shall sign in full in red ink near the drawer signature.

ü In case of payment of cheque in cash, a ‘pay cash” stamp shall be affixed on the cheque, and signed by the cancellation officer.



Monday, January 24, 2022

Scrutiny of cash cheque:

 


Scrutiny of cash cheque:

In case of cheques, it shall have to be scrutinized and checked that :

§  Account number and title of account on the cheque tally with the account number and title of account given on core banking software.

§  Number of cheque tallies with the cheque series noted in the account.

§  Special attention has been paid to stop payment and other instruction regarding operations on the account.

§  The cheque is drawn on the bank and branch, where it is presented for payment.

§  The cheque is an open cheque i.e uncrossed.

§  In case it is an order cheque payable in cash, the payee identity is verified.

§  It is not post- dated, undated or out of date cheque.

§  The amount in words and figures tally.

§  The cheque is duly signed by the drawer.

§  Cutting and alterations have been authenticated under full signature of the drawer.

 

Sunday, January 23, 2022

Different Names Of Cheque

 


Different Names Of Cheque:


Name Of Cheque

What does it mean ?

 

Example

 

Stale Cheque

In Bangladesh, If a Cheque is not presented to the bank within 6 months from the date written on the cheque is known as a stale cheque.

If the cheque dated 10/01/2019 is presented to the bank on 10/10/2019, the cheque will be retuned by bank stating that cheque is stale.

Post-dated cheque

If any cheque issued by a holder to the payee for the upcoming withdrawn  date, then that type of cheque is called post-dated cheque.

On 10 January 2019, Rafiq issued a cheque to Zaman. Date written on the cheque is 15/02/2019.

Ante-dated cheque

If date entered on the cheque is prior to the current date, that type of cheque is known as Ante-dated cheque.

On 10 January 2019, Rafiq issued a cheque to Zaman. Date written on the cheque is 10 January 2018.

 

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